Health Insurance FAQ

FAQs

The medical examination may be required in some cases, based on the sum insured and the age of the person.

Acme Insurance offers both, group and individual policies.

The expenses or benefits can be claimed or indemnified by reimbursement or by availing cashless services at the hospitals.

Normally health plans exclude treatment of any pre-existing disease/condition. At Acme Insurance, the treatment of any such pre-existing disease/ condition is covered after 48 months of continuous renewals with Acme Insurance.

In the event of hospitalization, the patient or their family will have a bill to pay the hospital.

Under Cashless Hospitalization the patient does not settle the hospitalization expenses at the time of discharge from the hospital. The settlement is done directly by Acme Insurance.

One single policy takes care of the hospitalization expenses of your entire family. Family Floater Health Plan takes care of all the medical expenses during sudden illness, surgeries, and accidents.

Any number of claims is allowed during the policy period unless there is a specific cap prescribed in any policy. However the sum insured is the maximum limit under the policy.

Health Insurance covers all diagnostic test like X-ray, MRI, blood tests etc as long they are associated with the patients stay in the hospital for at least 24 hours. Any diagnostic tests which do not lead to treatment or which have been prescribed as Outpatient are generally not covered.